# AtomPay Overview

AtomPay streamlines domain transactions with secure payments, verified transfers, and guaranteed releases—no risk, no guesswork.

## Key Features

### Customizable & Flexible
AtomPay allows buyers, sellers, or brokers to set up domain transactions their way, whether it's a one-time payment or flexible installments. You decide who covers the fees, and both parties can review and adjust terms before agreeing.

### Secure & Trusted
AtomPay collects both payment and domain before releasing either side, ensuring the transfer is safe and fair. Every step is monitored and verified, and if a domain can't be transferred, you're fully covered by our refund guarantee.

### Fast & Smooth
AtomPay runs on the same proven process that powers Atom.com's premium domain marketplace—trusted for seamless domain transactions, quick transfers, and faster payouts.

## Who AtomPay Is For?

- **Domain Buyers:** Confidently secure the perfect domain for your next big idea—safe, simple, and stress-free.
- **Domain Sellers:** Get paid faster with flexible options and the trusted protection of AtomPay.
- **Domain Brokers:** Deliver smoother deals for your clients while AtomPay handles the heavy lifting.

## Fees For Transactions
| Domain Price (USD)         | Standard Fee                  | Payment  Methods                                       |
|-----------------------------|-------------------------------|-------------------------------------------------------|
| $0 - $4,999                 | 4.5% (min $25)<br>2.25% (min $12.5) | Credit Card, Crypto, Wire Transfer                     |
| $5,000 - $49,999            | 4.5%<br>2.25%                 | Wire Transfer                                          |
| $50,000 - $199,999          | 3.75%<br>1.875%               | Wire Transfer                                          |
| $200,000 - $499,999         | 2.9%<br>1.45%                 | Wire Transfer                                          |
| $500,000 - $999,999         | 2.25%<br>1.125%               | Wire Transfer                                          |
| $1,000,000 - $2,999,999     | 1.9%<br>0.95%                 | Wire Transfer                                          |
| $3,000,000 - $9,999,999     | 1.75%<br>0.875%               | Wire Transfer                                          |
| $10,000,000 +               | 1.35%<br>0.675%               | Wire Transfer                                          |

### Lease to Own (LTO) Fees
- **Transaction Fee:** The standard transaction fee is divided evenly across your initial downpayment and monthly installments.
- **Installment Management Fee:** 0.01% of the total transaction value or $25 per month, whichever is greater, charged each month for the duration of the plan.

## How It Works
1. **Start a Domain Transaction:** Choose your role (Buyer, Seller, or Broker), enter the domain name, and set the selling price.
2. **Set Payment Terms & Invite:** Define the payment structure—one-time or installments—and decide who covers the fees.
3. **Review, Edit & Confirm:** Both parties review and confirm terms. AtomPay generates a secure purchase link for the buyer.
4. **Buyer Makes Payment:** The buyer pays through AtomPay's secure checkout. Funds are held safely until transfer.
5. **Domain Transfer:** Our team works with the seller to complete the transfer using standard registrar steps.
6. **Track & Complete:** Both parties follow progress in the dashboard. AtomPay releases funds when buyer confirms receipt.

## Frequently Asked Questions
- **How does AtomPay work?**  AtomPay securely manages domain transactions between buyers, sellers, and brokers. Funds are collected, the domain is transferred, and payment is released once both sides confirm completion.
- **What payment options does AtomPay support?**  AtomPay supports wire transfers, credit cards, and crypto. Credit card payments also include a 2.9% processing fee.
- **Is AtomPay secure?**  Yes. AtomPay holds both the payment and the domain until the transfer is complete.